I bought a new XBOX drive off amazon once. Stickers says void if opened so I didn’t open the case till I found a larger drive and was going to swap the drive in the case. The drive inside was dirty as hell. Like it spent years in a dirty factory. SMART report looked good, but the drive itself was from 2011, but the controller board was from 2017. Some retailer was grabbing old drives and swapping the control board, I assume as repair or likely to falsify drive use hours.
I reported to Amazon as seller fraud, initially they said you are way out of your return period. So I had to explain it doesn’t when I discover a seller has commited fraud, it is fraud.
As a teen we went through the collapse in the 80s when (in Canada) mortgage rates hit 21%. So Get your mortgage rate locked in now and don’t have a renewel pending in the next 2 years.
For my family in the 80s it meant most income was going to the mortgage and we had to be very frugal. We ate a lot of potatoes and beans, no restaurants ever, and no extras. My dad also hunted, left over meats went into soups.
We are currently living frugally for reasons. We buy bulk dried chick peas, kidney beans, lentils (various kinds), frozen peas, rice. We stock up on potatoes , carrots, onions and canned tomatoes. With a large selection of spices and occasionally other ingredient we can make a wide variety of dishes. Weekly grocery shop is around $35-50.
I expect for those in the USA the luxury of lavish meals will need to become more like my frugal diet.
Drop extra services…do you really need more than one streaming service, could you go without and scour the thrift store for BlueRay / DVDs , the libraries have free rentals of new releases.
Carpool. Barter between neighbours to exchange services.