“User connects via VPN XYZ” is part of the fingerprint. It doesn’t protect you from identifying you, instead it ads to the number of unique properties of your computer and connection, adding to the size of your fingerprint. Besides, a lot of VPNs and proxies add another header x-forwarded-for with your original IP. Source: I worked on multiple e-commerce platforms that use fingerprinting as part of their fraud protection. Also see https://coveryourtracks.eff.org/learn for a more detailed explanation.
What do you want to do with gold or USD if the us economy collapses? This isn’t the middle Ages where you can pay the peasants with gold or silver coins. In an economic collapse canned food, fuel, etc. will be useful. Something people need every day and can be swapped in small quantities.