• 7 Posts
  • 266 Comments
Joined 9 months ago
cake
Cake day: March 1st, 2024

help-circle


  • It’s just talking about the first month / year. Assuming that only inflation is effecting prices to keep things simple the price of renting goes up over time with inflation, while a mortgage stays constant dollar wise, and since a dollar is worth less over time the payment is less.

    Combine this with building equity the net cost of owning a home goes down over time while renting goes up. The question is when do those two lines meet, eg. If you bought a home now how long would it take to be paying the same as renting. Maybe it’s 5 years, maybe 10 or 15 depends on the market, judging by the article it seems that period is getting longer as the starting point for a mortgage is really high and will take a while to recover.




  • Unlike fox News though Rogan isn’t outright hostile to liberals. If you go on fox News as a liberal you’ll maybe be able to get half your point across before the host calls you an un-american communist. On rogan you could probably get through a 10 minute Marxist diatribe, as long as you dont use any scary or long words like proletariat, and he’d probably be to dumb to see what your doing and nod and agreee.

    For better or worse the democrats seem to have abandoned the identity politics that angered this group so much so it wouldn’t be too hard to bring this crowd over if the messaging is right.



  • The chips act was more about national security then employment. Semiconductor manufacturing doesn’t require much labor and isn’t a mass employer. Even in Taiwan it only employs around 300,000 or 2% of people. Even if the chips act somehow brought all 300,000 of those jobs over here, which it wont, it would still be a drop in the bucket in the u.s.

    The ira was better but was still limited in it’s effect. Most Americans don’t see the effect it had or don’t think they’re effected. You need universal programs that are easy to see the effects: Free school lunch, Medicare for all, raising the minimum wage, subsidized child care, student loan forgiveness etc.

    Also I don’t believe Americans actually want to work in manufacturing. They really just want the stability, dignity and pay that union manufacturing jobs provided. If they got those from unionizing a Walmart or Starbucks then they’d probably be happier as those jobs are safer and less monotonous. This combined with the fact everything would get more expensive if it were manufactured here, no one could afford an iPhone built in america, makes me think the onshoring movement is a dead end politically and we should instead be focused on unionization.



  • With all the fucking TV ads and mailers the campaign spent billions on. If the average voters is just covering there ears then why spend so much on advertising or why even campaign at all? Yeah some people are like that but they’re deep in the maga cult, there’s still a large amount of people open to both sides if the messaging is right that decided this election. Harris’ messaging didn’t work though.


  • Not the worst but top 10 in inequality

    Also with the high cost of living most of the poor move out so that would make it seem lower then if you look at the inequality to the neighboring states where people may move to or the u.s. as a whole. Probably harder to find but it would be interesting to see inequality among people born in Massachusetts, including those who left. Would be interesting to see if there system is actually creating successful people, or if they’re just kicking out unsuccessful people and attracting already successful people from other states.



  • Another way to view this is that the poor are voting republican now. Trump won those making less than $100,000 handedly while Harris won those making above. Probably because he’s offering them a solution to there problems, deport the immigrants and bring manufacturing back. His plan is dumb and won’t work but at least he’s putting something forward unlike Harris who says everything will stay the same.

    The democrats are slowly becoming the party of the out of touch elite, and memes like this don’t help. The democrats need to be putting forward solutions to those problems, and trump has shown it doesn’t matter if they’re viable or will actually help. If these “dumb poor people are rubes who will fall for anything” give them something to fall for. Say your going to tax the billionaires at 50% and use that money to pay for Healthcare and child care, don’t cozy up to them so you can raise another billion dollars to lose another election .





  • It could just be for reducing churn and keeping the status quo. It’s a prisoners dilemma, if geico spends a million on advertising then they might gain some customers from say progressive. Progressive would then also also have to advertise to attract customers back so they will spend a million on advertising too, now both are spending a million to keep the status quo. If you take a step back and look at the big picture it’s basically everyday people paying higher premiums that go to the advertising company, celebrity etc.

    The car insurance market is pretty static, there’s no opportunity to expand the market outside general population growth since everyone already has a car and has car insurance, so expansion is difficult especially since there arent many differentiating factors, so companies tend to advertise to just keep there current market share. Charity on the other hand has plenty of room for expansion, it can be as much as the disposable income of the country, if you watch an aspca ad and donate your likely to keep donating to the other causes you support, assuming you have the disposable income.