I finally blocked my mom’s phone number earlier this month. It’s only taken me 7 years since she blew up at me in a way she couldn’t/wouldn’t take back.
It can be a slow journey and you might question it as you go, but it’s worthwhile. And more people than you might expect are estranged from their families. I used to worry that my IRL acquaintances and friends would judge me for it, but nope.
For me, I’m in a condo that we bought with a 15-year mortgage during the pandemic. My mortgage (including escrow/taxes and insurance) plus HOA fees is about $2100/month. My old apartment (including monthly pet fee) was more than that when I lived there. It’s currently listed for $2500/month (big complex, not necessarily my unit).
I promise all y’all I’m not spending $400/month on homeowner-specific costs. And, I could reduce my monthly cost by moving to a 30-year mortgage instead of a 15-year mortgage.