• 2 Posts
  • 27 Comments
Joined 1 year ago
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Cake day: July 3rd, 2023

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  • People don’t do this because it’s not a good idea for almost everyone. If you don’t put money down, your monthly payment will be astronomical, and THEN you will have to pay PMI on top of that (which isn’t applied to the mortgage OR interest) until you hit 20% paid. That money is thrown away and depending on where you live, it can be close to a rent payment on its own, without the actual mortgage payment. If you can afford a massive mortgage with PMI, you can afford to save a down payment. The only time I would do what you suggest is if my income was way more than rent and I was in a rush to move into a house.

    Fannie and Freddie are legit, use them!

















  • 1600 x 1200 at 60hz is actually quite respectable today. You can still buy laptops with 1366 x 768 resolution in 2024!! 🤢🤮🤢🤮

    I remember having a 1440 x 900 monitor and wondering how far we would go in 10 years…10 years later 1366 x 768 was more common and I wanted to die.

    Amazing project btw, you might inspire me to do something similar.