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Joined 1 year ago
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Cake day: June 15th, 2023

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  • Still cheaper to own, if you have the initial funds or loan to buy and know you won’t be leaving the area for awhile. If you rent a property those maintenance and tax and insurance and interest costs associated with owning it are just passed on to you in to your rent, plus a profit margin so the owner can make money off renting it out to you. Owning the same property would cost less, over time, and not just that, but you would have something to show for it.







  • If there were a steady growing economy and no crazy events for the next 20 years, and no major health issues, my Roth 401k would probably be enough for a modest retirement.

    I was just wondering what the penalty would be to withdraw everything before 59, so I could figure out if it would be enough to immigrate somewhere with reasonable healthcare and a social safety net that would take those worries out of the equation. I think since it’s Roth it would just be 10% of gains + one-time capital gains tax?

    It might be enough. Simply having a lump of $ makes so many more countries welcome to immigrants.


  • seth@lemmy.worldtoTechnology@lemmy.worldMicrosoft Teams is dog shit
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    6 days ago

    all default purple theme apps are dog shit, and there are a lot of them. any graphic designer who chooses purple needs to be prevented from designing anything ever. i have to see that fake color a third of my weekdays and it takes a full weekend of spending time outdoors and seeing green to recuperate.