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Joined 1 year ago
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Cake day: June 13th, 2023

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  • i shop bulk as much as i can, eat oatmeal for breakfast daily, and after i had my gall bladder removed i got in the habit of eating 2-3oz portions of animal protein no more than 5 times a week. i spend a bunch of time in the kitchen every week but it definitely softens the blow. it also helps that i have a couple of cheap staple meals i can make for less than $5 per serving.

    i also shop around for value. i live near 4 different grocery stores so i dont spend a lot of time doing it, but i do make a run to grocery outlet every month in order to get discounts on bigger items but it can be hit or miss.





  • i do understand your perspective. i have avoided social media for the last 15 years, and had only interacted on reddit very rarely before moving to lemmy, so it may be that i am less disillusioned, but it seems to me that the better the information, the less negative discourse seems to surround it. the article in the post will definitely incite a lot of negative feelings here, since it seems to confirm a lot of the beliefs of those who feel disenfranchised by the state of the world. so yea, the deck seems pretty well stacked against hope, at least on this thread.

    anyway, i appreciate you getting back to me. its nice to hear some solid figures, and that does definitely give me some hope. $10k is achievable, and a 4% down payment is probably the most reassuring figure here, as a lot of the advice i hear is closer to 8-10% which make it just that much further out of reach as id have to save up twice as much or purchase a home worth half as much which is impossible in my current market.

    if you could indulge me just a bit further, how far away from a metropolitan area are you? my wife has always grown up in cities and while she does like to visit more rural areas she isnt too keen on relying entirely on a car to get around, or having to own two cars to get by, but like i said before, im curious about any sacrifices wed have to make for that sort of lifestyle so, you know, if thats how it has to be then thats how it has to be.






  • i dont mean to pry, but i have been trying to work out how i can do this for myself so id be interested how you were able to do it.

    im not asking for your life story, and obviously share what youre comfortable with online, but some helpful info would be your salary range, location and cost of home, and down payment (even as just a percentage of the total home cost).

    other useful contextual information would be how long it took you to save up for the down payment, whether you did so while paying rent, if you had any other assitance with the down payment (personal loan, gift from family, borrowed against your 401k, etc), state of the home (move-in ready/fixer upper/built yourself), whether you used the loan to acquire furniture, etc.

    sorry if thats asking too much but id like to use you as a data point, even if just for myself, and i do need a bit of data to do that.